Medicare Insurance Agent
Get help applying for Medicare Advantage, supplement, or Part D plans with an independent agent who is licensed to represent multiple insurance providers at no cost to you.
Malachi Ulysse
Medicare Agent
As a broker and agent, I represent multiple providers, making plan selection easier and more personalized.
Medicare Broker
A licensed advisor ready to help you enroll with confidence and secure the right coverage.
No Cost to You
Applying can be confusing without support. Whether you’re turning 65, retiring, or reevaluating options, I’m here to simplify the process. Choosing the best path becomes easier with an experienced professional.
Medicare Advisor
An independent guide committed to helping you select the right plan.
No Cost to You
Get personalized recommendations when signing up. Advice is based on where you live, and one advisor works across several companies to find your match.
Medicare Insurance Agent For All of Your Needs
Find out about the plans available to you from an independent and licensed Medicare expert. I can assist with supplements, Advantage, Part D, and more.
Choose a Provider to Apply with an Agent
I can help you apply based on years of experience. You’ll be assisted by a knowledgeable professional familiar with a range of choices tailored for you.
Current Providers
Areas I Serve
Malachi’s expert knowledge comes from full-time experience as a licensed specialist who maintains certification and licensing to ensure quality service for several states.
Current States
Get Help Applying For Medicare
Get advice from an experienced consultant to find the right coverage for you. I will guide you in choosing the options for your needs and lifestyle.
Malachi Ulysse
Medicare agent
Medicare expert
Avoid the confusion and potential pitfalls of enrollment. I’ll guide you every step of the way, ensuring you don’t miss any important deadlines.
Medicare advice
From comprehensive coverage to cost-saving options, Insurance With Malachi will help you find the policy that best suits your health and financial goals.
Medicare enrollment
Navigating Medicare can feel overwhelming, but I’m here to simplify it for you. Together, we’ll explore your options and make the process easy and stress-free.
Frequently Asked Questions
Get answers to common questions about Medicare agents. Learn how the enrollment process works, cost details, plan options, providers, states, and how long it all takes.
A licensed agent helps individuals navigate the Medicare system by offering expert guidance on plan options, eligibility, enrollment timelines, and ongoing coverage management. They work with a variety of insurance companies to find plans that align with your personal health needs, budget, and lifestyle. Beyond simply helping you enroll, agents act as advisors, explaining differences between plans like Advantage, Supplement, and Part D, and ensuring you avoid penalties or coverage gaps. Their goal is to make a complicated process feel simple, clear, and tailored to your unique situation.
An experienced agent saves you time and frustration by breaking down complex information into easy-to-understand terms. They can help you compare different insurance companies objectively, ensuring you select coverage that matches your specific medical providers, prescription medications, and financial goals. While Medicare may seem straightforward at first, understanding all the parts, enrollment periods, costs, networks, and coverage details can quickly become overwhelming.Rather than navigating confusing websites, endless brochures, and fine print alone, working with a professional gives you peace of mind that no critical steps are missed.
Using an agent to assist with Medicare enrollment and policy selection does not cost you anything. Agents are paid a commission by the insurance companies after you enroll, but this does not affect your premium, benefits, or choices. Whether you enroll independently or through an agent, your costs remain exactly the same. The key benefit is that you receive personalized, unbiased guidance at no charge, helping you make better decisions without worrying about hidden fees or obligations. It’s one of the few services where professional expertise is provided completely free to the consumer.
An agent will take the time to gather detailed information about your needs and priorities before presenting you with side-by-side comparisons of multiple plans. They will explain not only costs like premiums, deductibles, and co-pays, but also the value of extra benefits like dental, vision, or hearing coverage. This personalized, comprehensive review ensures you enroll in a benefits package that fits you now and adapts to your future. This is because choosing the right benefits package involves evaluating several important factors such as your current health conditions, prescription medications, preferred doctors and hospitals, budget, and even your travel habits if you split time between different states.
An agent remains your advocate long after your initial enrollment, helping you review your current coverage during the Annual Enrollment Period or whenever you qualify for a Special Enrollment Period. This is due to the fact that healthcare needs often change over time. Fortunately, Medicare provides opportunities each year to adjust your coverage. If your prescriptions change, your preferred doctors leave a network, you relocate, or you simply want more benefits, your consultant will walk you through new options without any pressure. This ongoing support ensures that your plan continues to fit your evolving health and financial situation year after year.
Your agent will make sure you maintain access to the healthcare providers and treatments that are important to you by checking provider directories and drug lists for each available option. This careful matching process gives you confidence that your chosen plan will fully support your ongoing care. It is important for this to be done to ensure that the coverage you choose includes your preferred doctors, specialists, and medications. Insurance networks and drug formularies can change each year, and without careful review, you could inadvertently enroll in a policy that doesn’t fit your needs.
The providers I represent are Humana, Aetna, UnitedHealthcare (through AARP), Cigna, WellCare, Mutual of Omaha, and Florida Blue. Different insurance companies offer a variety of plans tailored to different needs, budgets, and regions. Working with an agent gives you access to multiple top-rated carriers rather than being limited to just one company. Having access to many choices allows an advisor to focus solely on matching you to the benefits package that provides the best combination of coverage, affordability, and network strength in your area.
I assist individuals across a wide range of states including Arkansas, California, Colorado, Florida, Maryland, Maine, Michigan, Minnesota, North Carolina, Nebraska, New Jersey, New Mexico, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, and Wisconsin. While Medicare is a federal program, plan availability, pricing, and network options can vary from state to state. Having an agent who understands both the national system and the specifics of local offerings ensures you receive advice that is not only accurate but also tailored to your area’s available resources.
No, meeting in person is not required to receive full support when working with an agent. Thanks to technology, I can assist you over the phone, through video calls, or via email — whichever method is most comfortable for you. Whether you’re discussing policy options, completing an application, or reviewing your annual coverage, remote assistance ensures you get the same level of professional service without needing to leave your home. This flexibility is especially helpful for clients who are busy, have mobility limitations, or live in different states.
The amount of time it takes to complete Medicare enrollment varies depending on your specific situation, but working with an agent typically makes the process much faster and easier. During your initial meeting, we gather essential information about your healthcare needs, prescriptions, doctors, and preferences. After reviewing suitable coverage options, most people can make a confident choice within one to two consultations. Completing the enrollment forms usually takes about 30 to 60 minutes. With an expert guiding each step, you avoid unnecessary delays and common mistakes that could otherwise slow things down.
Absolutely. Once you enroll in Medicare, my role as your agent does not end. I remain available to answer any questions you may have throughout the year, whether it’s about billing, using your benefits, accessing care, or evaluating new policies during future enrollment periods. Having an agent means having ongoing support from someone who knows your coverage history and can quickly resolve issues or recommend adjustments when your healthcare needs change. My commitment is to be your long-term resource, not just your initial point of contact.