Medicare

Emergency Room Copay Waiver for Observation Only

Plans

Broker	Plan Term
AARP	ER copay waived if patient not admitted (on select plans)
Humana	Observation-only visits may qualify for reduced copay
Cigna	Waived on certain HMO and PPO plans
Aetna	Applies on select Advantage plans under CMS guidance
WellCare	Some plans waive ER copay when no inpatient admission occurs
Florida Blue	May apply based on final status of care
Mutual of Omaha	Not applicable to Medigap or Part D

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